As conversations continue around the idea of a 50-year mortgage, many buyers are wondering whether a longer loan term could make homeownership more affordable. In this quick breakdown, Terry explains how a 50-year mortgage compares to a traditional 30-year mortgage, what the real payment differences look like, and why the long-term costs matter. Watch the video below to get a clear, easy-to-understand look at how this option might impact your budget and financial future.